Astute Financial Limited is a practice dealing with both individual and corporate clients. We provide a holistic wealth management service, developing long-term relationships with our clients and providing for all of their financial needs over many years.

We believe that the highest quality advice comes from the most highly experienced individuals and clearly the key to this is having access to specialisations in different areas. However, we accept that there will be occasions when it is advisable for our clients to use the services of external experts, particularly in highly complex areas such as trust law, accountancy and investment banking. To this end we have developed relationships with a number of Province based firms to whom we can introduce clients when required. The benefit of this is that the client deals with one person at all times, namely their adviser who knows their situation and can co-ordinate all of their financial decisions, whilst the advice is always of the highest quality.

Specialisations within the practice include:

• Portfolio construction and management, both on-shore and off-shore
• Risk profiling and management
• Ethical and “green” investments
• Estate preservation, including inheritance tax planning, long term care planning and trust work
• Pre- and post-retirement planning, including phased retirement and pension fund withdrawal
• Property purchase, both commercial and residential
• Private banking, both on-shore and off-shore
• Advice to companies, including employee benefits, corporate structuring and directors’ benefits
• Personal and business protection, including key-man insurance and shareholder/partnership protection